H.Thomas Moran II, Receiver

Receiver of Lifetime Capital, Inc.

January 21 2005

410

Investors: This is a reminder that the Court will hold a hearing

regarding the two matured Prudential policies on Monday January 24. The result is important to all of you. As of now the hearing will be on the ninth floor of the Federal Bldg. at 2nd and Wilkinson. You are invited to attend and I believe the Court will hear your comments/concerns.

Andrew Storar, Examiner