H.Thomas Moran II, Receiver

Receiver of Lifetime Capital, Inc.

February 17 2005

176

The court approved Claims Process has been initiated. As a result, over the next couple of weeks each investor should receive a claims package from the Receiver’s office. Each package contains the following:

  1. Cover letter

  2. Investment Claim Form (yellow form) to confirm your total investment

  3. Premium Claim Form (green form) to confirm the total amount you paid to LifeTime for premium expenses

  4. Receivership Communications Survey Form (purple form) to better enable the Receiver to determine an inexpensive yet efficient manner in which to communicate with each investor

  5. Pre-addressed envelope to be used to return forms and documents to the Receiver

Detailed instructions are included in each package.