H.Thomas Moran II, Receiver

Receiver of Lifetime Capital, Inc.

July 27 2005

144

It has come to our attention that the letter that accompanied the premium invoices, and was posted on the website, specifies your premium payment should be received in my office by July 31, 2005. Please disregard this date. Unfortunately, the Premium billing did not go out as scheduled due to circumstances beyond our control. The due date on the invoices is August 15, 2005. If your premium payment is not received by August 15, 2005, as a result of the late mailing of this invoice, you will not be penalized; however payments should be made as promptly as possible.

If you have not received your premium invoice by August 1st, please feel free to contact the Receiver’­s office at 405-607-2722. Future invoices will be mailed earlier in the month.